Restricted Businesses
Products or services that are otherwise restricted by our financial partners.
Aggregation
Drug paraphernalia
High-risk businesses
Multi-level marketing
Pseudo pharmaceuticals
Social media activity
Substances designed to mimic illegal drugs
Video game or virtual world credits
Agreement
Products or services that are otherwise restricted by our financial partners.
Aggregation
Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties, factoring, or other activities intended to obfuscate the origin of funds; payment facilitation.
Drug paraphernalia
Any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs.
High-risk businesses
Bankruptcy lawyers; remote technical support; psychic services; essay mills; chain letters; door-to-door sales; medical benefit packages; telemedicine and telehealth services; travel reservation services and clubs; airlines; cruises; timeshares; circumvention, jamming and
interference devices; prepaid phone cards, phone services; telemarketing, offering substantial rebates or special incentives as an inducement to purchase products or services; telecommunications manipulation equipment; forwarding brokers; negative response marketing; subscriptions over one year; extended warranties; government grants;
embassy, foreign consulate, or other foreign governments; charities without proper registration; credit card and identity theft protection; the use of credit to pay for lending services; any businesses that we believe poses an elevated financial risk, legal liability, or violates card network or bank policies; any business or organization that a. engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or
the property, or b. engages in, encourages, promotes or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic.
Multi-level marketing
Pyramid schemes and multi-level marketing.
Pseudo pharmaceuticals
Nutraceuticals, pseudo-pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body.
Social media activity
Sale of Twitter followers, Facebook likes YouTube views, and other forms of social media activity and online traffic.
Substances designed to mimic illegal drugs
Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom).
Video game or virtual world credits
Sale of in-game currency unless the merchant is the operator of the virtual world.
Use of Vapulus in a manner inconsistent with its intended use or as expressly prohibited in the Vapulus Services.
Agreement
Use of Vapulus principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information); processing where there is no bona fide good or service sold, or donation accepted; card testing; evasion of card network chargeback monitoring programs; crossborder acquiring; sharing cardholder information with another merchant for payment cross-sell product or service.