Restricted Businesses

Financial and professional services

Investment & credit services

Securities brokers; mortgage consulting or debt reduction services; credit counseling or repair; investment services; real estate opportunities; lending instruments.

Money and legal service

Financial institutions, money transmitters, and money services businesses, check cashing, wire transfers, money orders; currency exchanges or dealers; bill-pay services;  crowdfunding; insurance; bail bonds; collections agencies; law firms collecting funds for any

purpose other than to pay fees owed to the firm for services provided by the firm (e.g., firms cannot use Vapulus to hold client funds, collection or settlement amounts, disputed funds, etc.).

Virtual currency or stored value

Virtual currency that can be monetized, resold or converted to physical or digital products and services or otherwise exit the virtual world (e.g., Bitcoin); cryptocurrency mining equipment; initial coin offerings; digital wallets, sale of stored value or credits maintained,

accepted and issued by anyone other than the seller.